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Privacy Policy

Rev. 09/2019

WHAT DOES Wyrope Williamsport FCU DO WITH YOUR PERSONAL INFORMATION?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


The types of personal information we collect, and share, depend on the product or service you have with us. This information can include:

Social Security number
Income
Date of Birth
Credit History
Account Balance
Payment History

How?

All financial companies need to share member’s personal information to run their everyday business. In this section below, we list the reasons financial companies can share their member’s personal information: the reasons Wyrope Williamsport FCU chooses to share; and whether you can limit this sharing.

Reason we can share your personal information Does Wyrope Williamsport Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes- Such as to process your transactions, to maintain account (s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes- To offer our products and services to you Yes No
For joint marketing with other financial companies Yes Yes
For our affiliates’ everyday business purposes- Information about your transactions and experiences Yes Yes
For our affiliates’ everyday business purposes- Information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No No
To limit our sharing Call 570-323-5188 -our menu will prompt you through your choice(s) or Visit us online: www.wyrope.org

Please note:

If you are a new member, we can begin sharing your information 15 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.
Questions? Call 570-323-5188 or go to www.wyrope.org

What we do

How does Wyrope Williamsport FCU protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, and buildings.


How does Wyrope Williamsport FCU collect my personal information?

We collect your personal information, for example, when you:

  • open an account or deposit money
  • apply for a loan or pay bills online
  • use your credit or debit card

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes - information about your creditworthiness, or
  • affiliates from using your information to market to you, or
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


What happens when I limit sharing for an account I hold jointly with someone else?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Other important information


Wyrope Williamsport FCU periodically collects, transmits, and uses geolocation information for enabling features that prevent fraudulent card use and alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while Wyrope to Go (mobile app) is being used or not at all, depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings.


See Privacy Notice PDF for full details and definitions found at Wyrope.org (bottom of page)


See PDF for Mail-in Opt Out Form